Duval Property Tax Guide: Pay, Search, Due Dates & Exemptions
Duval property tax tasks usually involve two different offices. The Duval County Property Appraiser handles property value, exemptions, TRIM notices, taxable value and assessment appeals. The Duval County Tax Collector handles tax bills, payments, discounts, receipts and delinquent tax collection.
Use this guide to search a Duval County property record, estimate tax, understand millage, pay safely, check homestead or senior exemptions, read the TRIM notice, protect the VAB appeal deadline, and avoid common payment or exemption mistakes.
Quick Answer: Where to Start for Duval Property Tax
For a current Duval property tax bill, payment, discount, receipt or delinquency question, start with the Duval County Tax Collector. For property value, taxable value, exemptions, Save Our Homes, portability, TRIM, millage charts or VAB appeal routing, start with the Duval County Property Appraiser.
Do not wait for the final tax bill if the value, exemption or classification looks wrong. The formal appeal deadline is tied to the TRIM notice, not the November payment bill.
Fast Route: Choose the Right Duval County Office
Use this table before opening an official site. It helps prevent missed deadlines and wrong-office calls.
| Your Task | Start Here | Why | Next Step |
|---|---|---|---|
| Pay current property tax | Duval Tax Collector | Tax Collector handles bills, payments and receipts. | Search the official bill and confirm parcel/tax year before payment. |
| Search value or exemptions | Duval Property Appraiser | Property Appraiser maintains value, taxable value and exemption records. | Open real estate property search and review the parcel record. |
| Estimate tax | Property Appraiser Tax Estimator | Estimator uses value, exemptions and millage assumptions. | Compare estimate with final Tax Collector bill. |
| Apply for homestead | Property Appraiser Exemptions | Exemptions are approved by the Property Appraiser. | Apply online or contact Customer Service/Exemptions. |
| Challenge value or denial | VAB / Property Appraiser | TRIM notice starts the appeal period. | Request informal review and file VAB petition if needed. |
| Business tangible property | Tangible Personal Property Division | Business assets are reported and assessed separately. | Search TPP account, file return or request extension before deadline. |
How to Search Duval County Property Tax Records
Start with the Duval County Property Appraiser when you need value, ownership, property details, exemptions, land, buildings, taxable value or parcel history. The Property Appraiser site also links to real estate property search and tangible personal property search.
Use the parcel number or RE number when you have it. Address and owner searches are useful, but they can be affected by spelling, ownership changes, unit numbers, trusts, business names or mailing-address differences.
- Open the Duval Property Appraiser real estate search.
- Search by parcel, address or owner name.
- Check the Value Summary and Taxable Values sections.
- Use the Tax Collector portal only when ready to view or pay a bill.
How to Pay Duval Property Tax Safely
Use the Duval County Tax Collector or the official Duval GovHub payment portal for bills and payments. Before paying, confirm the tax year, owner, property address, parcel number, amount due, discount, payment method and convenience fee.
If your mortgage company pays through escrow, check both the mortgage servicer statement and the Tax Collector record. Do not assume escrow payment posted until the official tax record shows the bill as paid.
| Payment Check | Why It Matters | What to Save |
|---|---|---|
| Official portal | Avoid paying through misleading search ads or non-official pages. | Official URL and payment confirmation. |
| Correct parcel | Duval has many similar addresses and owner names. | Parcel/RE number, address and tax year. |
| Discount month | Florida discounts usually change by month from November through February. | Bill amount and discount shown at payment. |
| Escrow status | Mortgage servicer may be responsible for payment. | Escrow statement and Tax Collector payment record. |
| Receipt | Needed for closing, escrow disputes, refund issues and tax records. | Receipt, bank proof and confirmation number. |
- Open the official Duval Tax Collector property tax search.
- Search by name, address or parcel details.
- Verify property and tax year before paying.
- Review convenience fee and discount amount.
- Print or save the paid receipt after payment posts.
Important: Paying the bill does not fix a wrong value, missing exemption or appeal issue. Assessment disputes must be handled through the Property Appraiser and VAB process before the deadline.
Duval Property Tax Estimate: Value, Millage and Assessments
A Duval property tax estimate starts with taxable value and millage. The final bill may also include non-ad valorem assessments, discounts, prior-year amounts or local items that are not visible in a simple estimate.
Use the Duval Property Appraiser tax estimator for planning, but use the Tax Collector bill for the final payment amount.
| Estimate Item | Where to Find It | Why It Matters |
|---|---|---|
| Just value | Property Appraiser record and TRIM notice. | Market-value estimate for ad valorem purposes. |
| Assessed value | Value Summary on parcel record. | May reflect Save Our Homes, 10% cap or other assessment limits. |
| Taxable value | Taxable Values and Exemptions section. | This is the value used for each taxing authority after exemptions. |
| Millage | TRIM notice and millage charts. | One mill equals $1 per $1,000 of taxable value. |
| Non-ad valorem assessments | TRIM notice and final bill. | Charges such as solid waste or special assessments may be added outside the millage formula. |
- Search the property appraiser record first.
- Write down taxable value by taxing authority.
- Review applicable millage district.
- Use the Duval tax estimator for a planning estimate.
- Confirm final payment with the Tax Collector bill.
Duval Property Tax Due Dates and Discount Calendar
Florida property taxes are generally due November 1 or when the tax collector receives the certified assessment roll. The full amount is due by March 31, and unpaid taxes usually become delinquent April 1.
Early-payment discounts normally apply by month. Always use the discount amount shown on the official Duval Tax Collector bill.
| Time | What Usually Happens | What to Do |
|---|---|---|
| January 1 | Ownership, use, condition and exemption status are generally measured for the tax year. | Save closing papers, residency proof, photos and business asset records. |
| March 1 | Timely homestead and many exemption filings are due. | Apply early with the Property Appraiser if eligible. |
| Mid-to-late August | TRIM notice is mailed with proposed taxes, values, exemptions and hearing details. | Review value and exemption status immediately. |
| 25 days after TRIM mailing | Formal VAB petition must be received by the deadline. | Do not rely on informal talks to extend the appeal deadline. |
| November | Tax bills are usually available and November payments may receive the largest discount. | Check Tax Collector bill and escrow status. |
| December–February | Discounts usually decline by month. | Pay early if the bill is correct and you want the available discount. |
| March 31 | Full amount is due with no discount. | Confirm payment posts before delinquency. |
| April 1 | Unpaid taxes usually become delinquent. | Contact the Tax Collector immediately if unpaid or missing. |
Duval TRIM Notice: Not a Tax Bill
The TRIM notice is the Notice of Proposed Property Taxes. In Duval County, the Property Appraiser explains that the TRIM notice is mailed in mid-to-late August and is not a bill. It estimates taxes using proposed rates, property value and exemptions.
The TRIM notice is the key document for value and exemption review. It shows just value, assessed value, taxable value, exemptions, proposed millage, public budget hearings and the VAB petition deadline.
| TRIM Area | What It Means | What to Check |
|---|---|---|
| Just value | Property Appraiser’s market-value estimate as of January 1. | Compare with sales, condition, lot size and property facts. |
| Assessed value | Value after Save Our Homes, 10% cap, portability or classified use value. | Check whether assessment limits were applied correctly. |
| Taxable value | Assessed value after exemptions for each taxing authority. | School and non-school taxable values may differ. |
| Exemptions | Homestead and other exemptions currently shown. | New buyers should not assume seller exemptions continue next year. |
| Public hearing details | Budget and millage hearings for taxing authorities. | Use hearings for rate/budget concerns, not value corrections. |
| VAB deadline | Formal petition deadline for assessment or exemption disputes. | The petition must be received by the deadline, not just mailed late. |
- Read front and back of the TRIM notice.
- Separate value problems from millage or budget concerns.
- Contact the Property Appraiser for informal review if value or exemption looks wrong.
- File VAB petition before the deadline if still unresolved.
Duval Millage Rates and Taxing Districts
Millage is the tax rate. The Duval Property Appraiser explains that millage varies by taxing district, and each district’s total millage is made of individual millages set by multiple taxing authorities.
Duval taxing districts include the City of Jacksonville, Jacksonville Beach, Atlantic Beach, Neptune Beach and Baldwin. Taxing authorities can include county, public schools, Florida Inland Navigation and St. Johns River Water Management, plus municipal authorities where applicable.
| Millage Item | Why It Matters | Where to Confirm |
|---|---|---|
| Taxing district | Determines which rates apply to the parcel. | Property Appraiser record, TRIM notice and millage chart. |
| County and city rates | Depend on whether the property is inside a municipality or service district. | TRIM notice and final tax bill. |
| School taxes | Some exemptions do not apply the same way to school taxes. | Taxable value breakdown by authority. |
| Public hearings | Budget hearings affect rates, not individual property value. | Back of TRIM notice. |
| Non-ad valorem charges | These are not calculated by millage but still affect the bill. | TRIM notice and Tax Collector bill. |
Property Appraiser vs Tax Collector vs VAB
Duval property tax questions are easier when you contact the right office first. The office that calculates value is not the same office that collects payment.
| Office | Handles | Does Not Handle |
|---|---|---|
| Duval Property Appraiser | Value, exemptions, property details, classifications, taxable value, TRIM, millage charts and tax estimator. | Final payments or payment receipts. |
| Duval Tax Collector | Bills, due dates, discounts, payments, receipts, delinquency and tax certificate collection steps. | Lowering assessed value or approving exemptions. |
| Value Adjustment Board | Formal petitions for value, exemption, classification, portability or deferral disputes. | Millage complaints or payment processing. |
| Taxing authorities | Budgets, millage rates and public hearings. | Individual property value corrections. |
Duval Property Tax Exemptions
Duval Property Appraiser exemption guidance says Florida homestead can remove $25,000 from assessed value and may provide up to another $25,000 on assessed value over $50,000. The additional exemption does not apply to school millage.
Homestead can also trigger Save Our Homes, which limits future annual increases in assessed value to 3% or less unless ownership, use or property changes affect the benefit.
| Exemption Topic | What It Means | What to Check |
|---|---|---|
| Homestead exemption | For eligible permanent Florida residents who own and occupy the home as of January 1. | Apply by March 1 for timely filing when eligible. |
| Additional homestead amount | May apply to assessed value over $50,000 but not to school millage. | Compare county/municipal taxable value and school taxable value. |
| Save Our Homes | Can limit annual increases in assessed value after homestead applies. | Compare just value and assessed value on parcel record. |
| Portability | May transfer a Save Our Homes benefit from a prior Florida homestead. | File separate homestead and portability applications if eligible. |
| Automatic renewal | Homestead can renew when ownership, use and permanent residence have not changed. | Keep renewal card and report changes. |
| Other exemptions | Senior, veteran, disability, widow/widower, first responder, nonprofit and other exemptions may apply. | Use Duval exemption page and required documents. |
- Open the Duval Property Appraiser exemptions page.
- Check homestead, portability and other exemptions that match your situation.
- Apply online when available or contact Customer Service/Exemptions.
- Save confirmation and required documents.
- Use VAB route if an exemption is denied and you disagree.
New Duval Homeowner Checklist
New buyers should not rely on the seller’s exemptions or prior-year tax bill. The Property Appraiser explains that if a seller had exemptions, those exemptions may be shown on the current notice but can be removed for the next year.
- Search the parcel on the Duval Property Appraiser site.
- Confirm owner name and mailing address.
- Check just value, assessed value and taxable value.
- Apply for your own homestead exemption if eligible.
- Review the next TRIM notice carefully.
- Check mortgage escrow and final Tax Collector bill.
New buyer warning: A prior owner’s tax amount is not a safe estimate for your future bill. Reassessment, exemption removal, portability and millage can change the amount.
Duval Value Adjustment Board Appeal Route
The Value Adjustment Board is separate from the Property Appraiser’s Office. Use the VAB route when you dispute value, exemption denial, classification, portability, deferral or another appealable assessment issue.
The TRIM notice starts the appeal period. Informal review with the Property Appraiser can help, but it does not protect your rights if the VAB petition deadline passes.
| Issue | First Step | Evidence to Prepare |
|---|---|---|
| Value too high | Request informal review and consider VAB petition. | Comparable sales, appraisal, photos, repairs and property-detail corrections. |
| Homestead denied | Review denial and required documents. | ID, residency proof, deed, trust or dependent-home documents. |
| Portability issue | Check prior homestead and current application records. | Prior homestead record, sale date, new homestead application and portability filing. |
| Property details wrong | Request correction or appeal if value is affected. | Survey, deed, floor plan, permit, photos or inspection records. |
| Millage rate complaint | Attend public budget/millage hearing. | TRIM hearing details and taxing authority budget information. |
- Read the VAB deadline on the TRIM notice.
- Contact the Property Appraiser for informal review if appropriate.
- File the VAB petition before the deadline if still unresolved.
- Gather evidence tied to January 1 value or exemption eligibility.
- Keep proof that your petition and evidence were submitted.
Duval Tangible Personal Property Tax for Businesses
Tangible Personal Property, or TPP, is property other than real estate that is used in a business for income-producing purposes. Duval’s Property Appraiser lists examples such as furniture, tools, machinery, leased equipment, office supplies and items in rental properties such as furniture and appliances.
Florida law requires these items to be reported annually to and assessed by the Property Appraiser’s Office. Duval’s TPP page also provides a tangible search, return information and extension-request instructions.
| TPP Topic | Official Detail | Business Action |
|---|---|---|
| What is TPP? | Business property other than real estate used for income-producing purposes. | List assets by location, account and use. |
| Examples | Furniture, tools, machinery, leased equipment, office supplies and furnished rental items. | Keep purchase records, asset lists and disposal records. |
| Annual reporting | Florida law requires annual reporting and assessment. | File TPP return by the required date. |
| Extension request | For 2026, Duval says written 30-day extension requests must be received before the April 1 filing deadline. | Send written request early and keep delivery proof. |
| TPP contact | Duval TPP Department phone: 904-255-5903. | Call before deadline if account number or return issue is unclear. |
Late, Delinquent or Missing Duval Property Tax Payment
If a Duval property tax bill is unpaid after the deadline, contact the Tax Collector quickly. Florida delinquent tax rules can involve interest, notices, certificates and additional collection steps.
If your mortgage escrow was supposed to pay, contact the mortgage servicer and the Tax Collector. Keep the escrow statement, tax bill, bank proof and all notices.
Urgent warning: Do not ignore a delinquent, tax certificate, tax deed or legal notice. Confirm the notice with the official Tax Collector or Clerk and get qualified help if ownership rights may be affected.
- Search the Tax Collector record for the parcel and tax year.
- Confirm payoff amount, interest, fees and payment options.
- Check whether mortgage escrow paid or failed to pay.
- Save every receipt, notice and bank record.
- Ask about next collection step if the account is delinquent.
Duval Property Fraud Alert and Record Safety
The Duval County Property Appraiser site notes that the Clerk launched a Property Fraud Alert system to notify participants when a document is recorded under a monitored personal or business name.
This does not replace title insurance, legal advice or normal tax-record review. It is a useful extra step for owners who want notice of possible deed or recording activity.
- Sign up through the Duval Clerk property fraud alert page.
- Monitor owner name, business name or trust name.
- Review any alert quickly.
- Contact the Clerk, title company or attorney if a recorded document looks suspicious.
Duval Property Appraiser Office Details
Use the Property Appraiser for value, exemptions, property records, TRIM, millage charts, tangible personal property and assessment questions. Use the Tax Collector for payment and receipt questions.
231 E. Forsyth St., Suite 270, Jacksonville, FL 32202.
Monday through Friday, 7:30 a.m. to 5:30 p.m.
Phone: 904-255-5900. Email listed by office: pacustserv@coj.net.
Phone: 904-255-5903. Email listed by office: patpp@coj.net.
Documents to Keep for Duval Property Tax
Good records make payments, exemption claims, appeals, escrow disputes and corrections easier.
RE number, parcel number, owner name, address, legal description and tax year.
Values, exemptions, proposed taxes, millage hearings and VAB deadline.
Homestead application, residency proof, ID, portability documents and denial notices.
Final bill, discount month, confirmation, bank proof and escrow statement.
Comparable sales, appraisal, photos, repair estimates, survey, permits and closing statement.
TPP return, asset list, depreciation schedule, invoices, lease equipment and extension proof.
Common Duval Property Tax Mistakes to Avoid
These mistakes cause many unnecessary payment problems, missed exemptions and lost appeal opportunities.
TRIM is a notice of proposed taxes and appeal information. The Tax Collector bill comes later.
Value and exemptions belong with the Property Appraiser.
The petition must be received by the deadline shown after TRIM mailing.
New owners should apply for their own exemption when eligible.
Use taxable value, millage and non-ad valorem assessments.
Mortgage escrow mistakes can still lead to delinquent tax problems.
Related Property Tax Guides on This Site
These internal guides can help you understand property tax terms before using Duval County official tools.
Official Duval Property Tax Links
Use these official links when you are ready to complete an account-specific search, payment, exemption, appeal, estimate or business property task.
Duval Property Tax FAQs
Where do I pay Duval property tax?
Use the Duval County Tax Collector or the official Duval GovHub property tax payment portal. Confirm parcel number, tax year and amount before paying.
Where do I search Duval property value?
Use the Duval County Property Appraiser real estate search for value, ownership, taxable value, exemptions and property details.
Is the Duval Property Appraiser the same as the Tax Collector?
No. The Property Appraiser handles value and exemptions. The Tax Collector handles bills, payments, discounts, receipts and delinquency.
When are Duval property taxes due?
Florida property taxes are generally due November 1 or when the tax collector receives the roll. The full amount is due by March 31, and unpaid taxes usually become delinquent April 1.
What is the Duval TRIM notice?
The TRIM notice is the Notice of Proposed Property Taxes. It is mailed in mid-to-late August and is not a payment bill.
What should I check on my TRIM notice?
Check just value, assessed value, taxable value, exemptions, proposed millage, public hearing details and the VAB petition deadline.
How long do I have to appeal after TRIM?
The Duval Property Appraiser explains that TRIM mailing begins the 25-day appeal period. The formal petition must be received by the VAB by the deadline.
Can I appeal a denied Duval homestead exemption?
Yes. Contact the Property Appraiser first, then use the Value Adjustment Board route before the petition deadline if the issue is not resolved.
How much is the Duval homestead exemption?
Duval’s exemption page explains that homestead removes $25,000 from assessed value and may provide up to another $25,000 on assessed value over $50,000. The additional exemption does not apply to school millage.
What is Save Our Homes in Duval County?
Save Our Homes is a Florida benefit triggered by homestead exemption that can limit future annual increases in assessed value to 3% or less, unless ownership, use or property changes affect the benefit.
Do new Duval homeowners need to apply for homestead?
Yes, eligible new owners should apply for their own homestead exemption. Seller exemptions may appear on a current notice but may be removed for the next tax roll.
Where do I find Duval millage rates?
Use the Duval Property Appraiser millage rates page, your TRIM notice and your final Tax Collector bill.
What is one mill?
One mill is $1 of tax for each $1,000 of taxable value. Total tax depends on the millage rates that apply to the property.
What is a non-ad valorem assessment?
It is a charge on the tax bill that is not calculated by millage, such as some solid waste, fire, stormwater, drainage or special assessment charges.
Can I estimate Duval property tax online?
Yes. Use the Duval Property Appraiser tax estimator for planning, then confirm the final amount with the Duval Tax Collector bill.
Who handles Duval tangible personal property tax?
The Duval Property Appraiser’s Tangible Personal Property Division handles business personal property reporting and assessment.
What is tangible personal property?
It is business property other than real estate, such as furniture, tools, machinery, leased equipment, office supplies and furnished rental property items.
What if my mortgage company did not pay?
Contact your mortgage servicer and the Duval Tax Collector immediately. Save the escrow statement, bill, notices, receipts and bank records.
Can paying my bill fix a wrong assessment?
No. Paying the bill does not correct value or exemption problems. Use the Property Appraiser and VAB process before the deadline.
Where is the Duval Property Appraiser office?
The office is listed at 231 E. Forsyth St., Suite 270, Jacksonville, FL 32202. Customer Service/Exemptions phone is 904-255-5900.
Is CountyPropertyTaxes.us an official Duval government website?
No. This is an independent informational guide. Use official Duval County, City of Jacksonville and Florida DOR sites for final account-specific action.
Bottom Line
For Duval property tax, use the Property Appraiser for value, exemptions, TRIM, millage, estimates and appeals. Use the Tax Collector for bills, payments, discounts, receipts and delinquent taxes. Review TRIM quickly because the appeal deadline comes before the final bill payment deadline.
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